Posts with tag 'buyers'
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28
Buy a Home: Just Starting Out
In the excitement of shopping for a home for the first time, it's tempting to rush into a purchase. But before you commit to buying, Our REALTORS® would like to remind you to answer a few important questions.
29
5 Advantages of Buying Instead of Building
To build or buy? That's one of the first questions every homebuyer asks themselves before making a decision. Both choices offer plenty of benefits and plenty of challenges. Our REALTORS® know it's a difficult choice, but we also know that in most cases, buying a home is the better choice that offers far more advantages than drawbacks. As you consider your options, there are five key advantages every homebuyer should consider.
- Existing Homes Are Move-In Ready
The vast majority of existing homes are sold in move-in-ready condition. In most cases, the work that needs to be done is more of a "want" than a "need." For instance, you may want to repaint a room or change the flooring, but you don't need to do it immediately. This gives you time to thoroughly consider your options, find a contractor to perform the work, etc.
31
Avoid Buyer Burnout With These 5 Tips
Even in a buyer's market with plenty of affordable houses with little competition, buying a home is a stressful endeavor. This stress is amplified in today's market, where prices remain high and scant inventory leads to bidding wars. You can quickly become emotionally drained between finding a home that suits your needs and navigating a grueling loan approval process. Our REALTORS® can take some of the strain off your shoulders, but it's just as important to arm yourself with information to avoid buyer burnout.
Read on for some tips and tricks on navigating what can be both a stressful and joyful journey.
7
How to Be Prepared in a Competitive Housing Market
Real estate markets across the country are red hot. It is not uncommon for sellers to receive numerous offers within days of listing their property. Time and time again, our REALTORS® have seen homes sell for well above their listing price. If you have your eye on the perfect property for your next home, we recommend taking the time to get prepared before you jump into the pool of buyers eager to get their hands on your dream home.
- Preapproval
Start by getting preapproved for a loan. This is more rigorous than a prequalification process and shows you precisely where you stand and how much the lender will loan for your purchase. There are multiple advantages to this when searching for Mansfield or Ashland homes for sale. It helps narrow down your search to only those properties within your price range. This speeds up the process considerably. It also shows you how high you can go if a bidding war breaks out. Equally important, when multiple offers are submitted, sellers are more likely to accept offers from preapproved buyers than those who are merely pre-qualified.
In fact, be prepared to pay more than the listing price. This is especially true for well-maintained homes in desirable locations. It's not unheard of for homes to sell for 100-110% or more of the asking price. As you search, factor this into your calculations and search for homes that are 95% or less of your preapproval.
19
Buyers: This is Why Your FICO Score is So Important
At Haring Realty, our REALTORS® know that some aspects of the home-buying process can be confusing.
Even buyers who have been through it all before don't know everything. And it can be even more worrisome for first-time buyers, who wonder about all the things they aren't familiar with yet. That can put a damper on the fun of looking at Mansfield or Ashland homes for sale.
One subject comes up again and again: Financing. Where to find a mortgage and how to get the best deal.
Choosing the best mortgage for you can save you thousands of dollars across the life of your mortgage. But buyers often go into the process knowing little about one of the most important factors that can influence your mortgage terms: your FICO score.
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