There are some industry pundits claiming that residential home values have risen too quickly and that current levels are on the verge of another housing bubble. It is easy to see how this thinking has taken form if we look at a graph of home prices from 2000 to today.
Posts from August 2016
Jim Hairston Blog
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August
30
30
Why Is There So Much Paperwork to Sign to Get a Mortgage?
We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form.
Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago.
There are two very good reasons that the loan process is much more onerous on today's buyer t...
August
29
29
Don't Get Caught in the Rental Trap!
There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage.
Don't Become Trapped
Jonathan Smoke, Chief Economist at realtor.com, reported on what he calls a "Rental Affordability Crisis." He warns that,
"Low rental vacancies and a lack of new rental construction are pushing up rents, and we expect that th...
August
26
26
How Supply and Demand Impacts the Real Estate Market
![How Supply & Demand Impacts the Real Estate Market [INFOGRAPHIC] | MyKCM](http://s3.amazonaws.com/kcmmedia/2016/08/25173403/201660826-STM-ENG-1046x1641.jpg)
Some Highlights:
- The Concept of Supply & Demand is a simple one. The best time to sell something is when supply of that item is low & demand for that item is high!
- Anything under a 6-month supply is a Seller's Market!
- There has not been a 6-months inventory supply since August 2012!
- Buyer Demand continues to out-pace Seller Supply!
August
19
19
‘Old Millennials’ Are Diving Head-First into Homeownership
!['Old Millennials' Are Diving Head-First into Homeownership [INFOGRAPHIC] | MyKCM](http://s3.amazonaws.com/kcmmedia/2016/08/18151452/Old-Millennials-ENG-STM-1046x1476.jpg)
Some Highlights:
- 'Old Millennials' are defined as 25-36 year olds according to the US Census Bureau.
- According to NAR's latest Profile of Home Buyers & Sellers, the median age of all first-time home buyers is 31 years old.
- More and more 'Old Millennials' are realizing that homeownership is within their reach now!
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