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Jim Hairston
REALTOR®, Relocation Director
(567) 241-2642
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Posts with tag 'Mortgage'

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February
10

February 10th, 2020 by

Overcoming Homebuying Obstacles - Haring Realty

It's a competitive real estate market. For first-time homebuyers, the goal of homeownership can appear difficult to achieve. While it's true that there are obstacles in the path, it's not impossible to overcome them and beat the odds. Our REALTORS® know how to help first-time homebuyers position themselves in the market to purchase the home they desire. 

Overcoming the Obstacles to Homeownership

  • Strict Lending Requirements
    This is often the most daunting obstacle first-time homebuyers need to tackle. Overcoming it requires a multi-prong approach that starts with trimming the budget. Eliminating unnecessary spending, paying off credit card debt, and consolidating existing loan obligations at a lower interest rate are essential steps. It pays big dividends. It will help first-time homebuyers save money for the down payment, and it reduces the debt-to-income ratio. It also helps boost the credit score a few points, which allows buyers to qualify for a lower interest rate.

    Click Here to Read More...

Categories: Buy a House
Tags: First Time Homebuyers, For Buyers, Mortgage, Haring Realty, Home Loan, Home-buying tips
November
25

November 25th, 2019 by

Securing a VA Loan - Haring Realty

If you've spent even a tiny amount of time shopping around for a mortgage, then you know it's not exactly a picnic. Our REALTORS® understand that securing a home loan is easily the least fun part of the home buying process, but it's an unavoidable one. 

That said, many homebuyers have a loan option they may not have considered: VA Loans. For those who qualify, a VA loan is an amazing resource, arguably much better than a conventional mortgage. So if you're looking at Mansfield homes for sale, be sure to carefully consider all your loan options. 

What is a VA Loan?

VA Loans are backed by the U.S. Department of Veterans Affairs and are designed to provide a simple and affordable route to homeownership for military, veterans and their families. Since VA Loans were first offered under the Servicemen's Readjustment Act in 1944, they have helped countless current and former service members finance their homes. 

Click Here to Read More...

Categories: Buy a House
Tags: First Time Homebuyers, For Buyers, buyers, Mortgage, Haring Realty, Home Loan
March
6

March 6th, 2018 by

Buy a Home with New Job

Even if you're new to a job, you can still fulfill your dream of owning a home. When you search for Mansfield homes for sale, you're destined to find the perfect residence in a neighborhood that fits your lifestyle. While your new job may present financing challenges, some mortgage companies will find ways to work around the obstacles.

Our REALTORS® believe that the path to homeownership is easier when you know what to expect. That's why we created a "First-Time Buyers Guide: Buying a Home With a New Job" with information to help you through your home-buying process.

Click Here to Read More...

Categories: Buy a House
Tags: For Buyers, First Time Homebuyers, buyers, Mortgage, Buying a house, Haring Realty, Home Loan, Home-buying tips
September
6

September 6th, 2017 by

What You Need to Qualify for a Home Loan
Everyone knows conditions in the real estate market can change fast.  When things are looking favorable, buyers should move as quickly as they can to secure the funding they need and go after the home of their dreams.

Still, the process can be complex. Even with the help of a skilled real estate agent, an informed buyer is in the best position to get a great deal on a mortgage loan.

There are a lot of misunderstandings about mortgages, but the topic is not as tough as it appears.

Click Here to Read More...

Categories: Buy a House
Tags: First Time Homebuyers, For Buyers, Mortgage, Buying a house, Haring Realty
November
8

November 8th, 2016 by

 

It's Not Always Marriage Before Mortgage | MyKCM

There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a family. Others may think they are too young. And still, others might think their current income would never enable them to qualify for a mortgage.

We want to share what the typical first-time homebuyer actually looks like based on the National Association of REALTORS most recent Profile of Home Buyers & Sellers. Here are some interesting statistics on the first-tim...

Click Here to Read More...

Categories: Housing Market
Tags: real estate, realtor, richland county, Sellers, Market Updates, For Buyers, Move-Up Buyers, First Time Homebuyers, Mortgage
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Jim Hairston
Jim Hairston Cell: (567) 241-2642 Email Me
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/13/2026. The listing information on this page last changed on 06/13/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 06/13/2026 12:00:15 AM EST) or CBRMLS (last updated Fri 06/12/2026 11:54:59 PM EST) or Ashland MLS (last updated Fri 06/12/2026 10:02:33 PM EST) or Firelands MLS (last updated Fri 06/12/2026 11:11:34 PM EST) or MLS NOW (last updated Fri 06/12/2026 11:57:37 PM EST) or Mansfield MLS (last updated Fri 06/12/2026 11:47:21 PM EST). Real estate listings held by brokerage firms other than Haring Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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